home, homeowner

Selling a house is stressful, especially if you’ve already purchased another property or are otherwise racing against the clock to sell your home. The entire process can feel like a massive weight on your shoulders. Having a terrific realtor to help market your home and court potential buyers can help a lot, but it isn’t necessarily a solution to all your problems.

The real estate industry is evolving, though, and selling your home via realtor is no longer the only real option. Nowadays, it’s becoming increasingly common for homeowners to sell their homes to real estate investors. Depending on your situation, working with an investor rather than a realtor might be a good option for you.

Here are a few of the core differences of selling with an investor, versus working with a realtor:

  • You can sell your home in as-is condition: One of the biggest perks of selling your home to an investor rather than listing it on the real estate market is that you can usually sell in as-is condition. Perhaps the most stressful part of selling your home is trying to make the house as attractive as you can to as many buyers as possible. Repainting, re-carpeting, replacing old appliances, and doing landscaping to improve curb appeal are all steps that a realtor might recommend to enhance your home’s value and sale chances. Of course, these steps cost money and can take a long time. If you don’t have time or money to spare, selling to an investor might be your best bet. Investors will often by homes in as-is condition and then handle renovation and upkeep work on their own.
  • The entire process can go very quickly: In hot real estate markets, fairly priced homes can sell within a few days of listing. If you don’t live in a hot market, though, it can take a lot longer for a buyer to come along—even with a skilled realtor pulling strings. A wonderful thing about selling to investors is that the process moves along very quickly. With the right investor, you could close on your home’s sale in less than a week. This option is ideal if you are relocating, if you need cash fast, or if you just don’t want to deal with a long listing.
  • Investors aren’t afraid to buy properties with encumbrances and other issues: Does your home have a lien, judgment, or some other burden placed upon it? Are there any issues with your title? Are there environmental or structural problems with your property? Most buyers will run from these types of properties. A realtor can sometimes help you clear liens or other issues, but can’t necessarily make a buyer want to take a chance on your property. Real estate investors are skilled at clearing up these problems and are typically willing to buy regardless of them.
  • You don’t pay realtor commissions: When you buy a house, even if you have a realtor helping you shop around, communicate with the seller, and negotiate the deal, you don’t pay the realtor. Instead, the realtor gets paid a commission based on the sale price of the home, subtracted from the total sum. This arrangement seems just about ideal when you are buying. When you sell your home, the realtor’s commission comes out of your home’s sale price. In other words, you end up with less money than you might expect. When you sell to an investor, there is no realtor or middleman. Instead, all the money goes toward settling the mortgage and compensating you for your equity in the home. There are usually no other fees with a direct-to-investor sale either, an ideal way of doing business if you want to maximize your profits.

These are just a few of the benefits of working with a real estate investor instead of a realtor. If you are interested in selling your home and you live in Cupertino, Willow Glen, Campbell, Fremont, Belmont, or San Mateo, then Twinley Homes wants to hear from you! We are real estate investors who buy homes for cash and renovate them with the goal of spurring neighborhood revitalization. We often help buyers with foreclosure avoidance or debt problems, but we are willing to buy just about any home in our target radius.

To learn more about what we do and how we work, contact us or give us a call right away at 408-909-8946.


Sources: https://www.forbes.com/sites/zillow/2013/10/29/pros-and-cons-of-selling-your-home-to-a-real-estate-investor/#394e38907afe


  Categories : Featured
kitchen table, new property, new construction, new construction ca bay area

Are you thinking about buying a new construction home in Cupertino, Willow Glen, or anywhere in the California Bay Area?

First off, good for you! There are a few big positives to buying a new construction house. You get to be the first person (or the first family) to put your stamp on the place and call it home. Everything in the residence is brand new, from the flooring and paint to the appliances and fixtures. And you get to be involved in the design and customization process, choosing the colors, floorplan, and overall look that you love.

With that said, there are a few unique hurdles to buying a new construction home as well. For one thing, you will be negotiating with a building or development company, which can be very different from dealing with an owner. Also, you’ll have to pay close attention to the timeline, to make sure that the home will be built and ready to move into when you and your family are prepared to move.

If you are leaning toward buying a new construction home in the California Bay area, here are a few tips to help you along the way.


  • Choose an area: Where do you want to live? Between Cupertino, Willow Glen, Campbell, Fremont, Belmont, and San Mateo, the Bay Area real estate scene can vary quite a bit depending on where you are. Choosing your preferred city will narrow the scope of your search and help you focus on key builders and developments in those areas.


  • Find an agent: Find an ally in a real estate agent who you trust. If possible, find an agent with specific experience in new construction projects. You want someone who can help you navigate the landscape of builders and developers, to help you find something in your preferred price range and geographical area. Just be sure to steer clear of agents who have an affiliation with one specific builder. Your agent is there to give you honest, unbiased advice, and he or she can’t do that if they have a personal stake in one developer.


  • Pay visits to a few model homes: Just because you are buying a new construction home doesn’t mean you won’t be going out to look at houses. Most builders have model or spec homes that they can show potential buyers to give them an idea of layout, style, size, appearance, and feel. Seeing a few model homes can give you an idea of what you want in your home and which builders you prefer.


  • Research the builder: Once you’ve seen a few model homes and found a builder or two you like, do some homework. Read some reviews about the builder and try to get a sense of what past buyers did or did not like about working with this company. No developer will have a 100% positivity rating, but if there are red flag issues that past customers keep bringing up, you might want to look elsewhere.


  • Work with your agent and builder to customize your home: One of the best things about buying a new construction home is getting to add customizations. You probably aren’t going to buy the exact model home that you saw. Instead, you’ll select a variation on that floorplan. You might get choices on flooring, fixtures, cabinets, outdoor improvements (such as decks), and more. Design something that suits you, but be careful about over-improving. You don’t want to end up with by far the most beautiful and most expensive home in the neighborhood; you will struggle to sell it if you ever decide to move.


  • Negotiate wisely: Builders know precisely how much they spent on a house, so you aren’t going to have much leeway in price when you negotiate the purchase of a new construction home. Try to get extra perks thrown into the deal, such as the builder paying closing costs or paying for you to sod or seed the lawn. These negotiations are more likely to fly.


  • Get an inspection: A new house is perfect and unspoiled, so no need for an inspection, right? Wrong. You need a quality review to make sure the builder held up their end of the bargain and built the house according to your specs and all relevant building standards.


Buying a new construction home is the perfect way to get just what you want out of your house. And with the booming real estate scenes in Bay Area cities such as Cupertino and San Mateo, there are many developers just waiting to add your home to the map!

At Twinley Homes, we have a deeply rooted network of home builders. If you are looking for a brand-new house, but don’t necessarily want to go through the lengthy customization and construction process, we might be able to help you find what you need. 

Additionally, with our network of resources and experience in the industry; we can assist sellers with our ability to make cash offers and ensure a fast, problem free transaction. Perhaps your house is in major disrepair or you’re facing structural or environmental problems or need to avoid foreclosure; we can help.

To learn more about us and what we do, contact us or give us a call right away at 408-909-8946.





  Categories : Featured  

Single Family Home construction spending is showing steady growth since 2012, according to the National Association of Home Builders analysis of Construction Spending census data.  Compare that to the accelerated building in 2004-2006, just before the housing bubble burst and subsequent market crash!  Still, construction spending is just around half of what it was at the peak in 2006.  What does this mean?  Well, it appears to be a more healthy and perhaps sustainable growth rate and may indicate a stronger economy.

What is also notable is the explosion of multi-family home construction spending since 2012.  With millennials preferring employment status in larger companies, they are moving to cities and overall prefer to live closer to work, spurring development of luxury apartments, compounded by increasing home prices making renting more feasible while they save up larger sums of cash for the escalating down payment pricing.

Bay Area construction has showed a high number of multi family real estate projects being built, right off highway 101 in San Mateo, to Santa Clara Square in the South Bay, to Dogpatch area in San Francisco and over in Oakland.  What is concerning, though, is that these are all high price points for the area and are attainable for high wage earners, not so much for the lower and middle working classes.  While some cities, such as San Francisco, require a few units of each project to be eligible for BMR pricing and customers, there still do not seem to be enough, as investors are looking to capitalize on luxury housing at the highest price points.

We will continue to monitor this trend.  What happens if these larger companies have layoffs?  What happens during the next market downturn?  What future trends will help the lower and middle income wage earners to afford housing in the Bay Area?

More information here: http://eyeonhousing.org/2017/08/private-residential-construction-spending-dips-in-june/ 

  Categories : Featured

Think about why you want to purchase a home, then think about why you would purchase from a real estate agent. Does it make sense given your situation?

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Happy Post

Posted just because this photo puts a smile on my face. Hope it does for yours too 🙂

  Categories : Featured

Many people are still wondering whether or not real estate is one of the best investment strategies for long-term wealth building. Is investing in homes still a smart investment for the average individual? Is a home still the best investment of a lifetime for most Americans? If so, why are some pessimists still questioning the rebound in the news?

Behind the Headlines

Real estate companies will always boast about the benefits of acquiring real estate because it is their job. That is, unless of course, they have gotten into the rental business and make their money by touting the benefits of renting instead. Let’s be honest; statistics can be found and twisted to support any point of view and argument. Entire years of real estate statistics have been revised in the past, new indexes have been created to restart the clock, and even the national GDP was revised. Most don’t even bother to tune into job and unemployment numbers anymore due to how skewed different data sets have become.

Even though the most conservative figures show housing rebounding, especially in hot areas like San Diego, there continue to be doubters. However, it doesn’t take much more than a little common sense to figure out real estate is still the best investment for most of the population. This applies to affluent individuals with top 1% income, as well as those that need to pinch pennies. Stocks have continued to demonstrate extreme volatility and risk. While UT San Diego reports local real estate is still 50% undervalued.

In the stock market, plenty of Americans have lost 6 figures, literally overnight. Direct investment in real estate isn’t that volatile, and nothing is ever lost until a property is sold. For example; some Southern California homeowners saw their home values rise and fall on paper during the last couple of decades, but if they don’t sell for a few more years when prices exceed their previous peak, they will come out handsomely.

Invest in Real Estate, Even if You Can’t Afford Your Dream Home

One of the top excuses for many not to buy a house is that they can afford their ideal dream homes yet. Of course, unless they invest in real estate in some way now, the odds are against them ever being able to afford that dream home. Incomes haven’t been going up, but rents and home prices have. Those wanting to buy a home should not invest any money in stocks or bonds, but should prefer cash. Of course, in reality, cash depreciates too. It can be at risk whether it is in the bank or under the mattress.

Investing in real estate is the best way to build up more wealth and cash to buy that dream home. Can’t find a home you’d live in even for a few years? Then buy a rental property.

Many Americans are sadly being seduced into the lifelong renter mindset without realizing the horrific consequences it could be dooming them to. Consider those paying 50% of income in rent right now. Rents have been going up 20% a year in many places. If rent goes up another 20%, many could be priced out of both buying a home and renting too! Then what?

With Americans living longer, and with company retirement plans evaporating, they also need to consider where they will live for 40 years of retirement on limited income? Even legendary billionaire investor Warren Buffett, with all of his endeavors into energy, insurance companies and holding sizable stakes in companies like Coke and Wells Fargo, still calls his own home his best investment ever.

- See more at: http://www.cthomesllc.com/2014/06/housing-still-best-investment-tool-lifetime/#sthash.9aVRuSgX.dpuf

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